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Life Protection
When looking at life and family protection remember to get independent advice. Don’t simply pick the cheapest policy you can find on the web as it almost certainly won’t meet your needs.
There are many reasons why people need life protection. These include; repayment of a mortgage, protecting their spouse, protecting their children, protecting their income, inheritance tax planning, and even for funeral expenses.
There are many different policies that will help to ease the financial burden on death. It is also possible to include other options such as critical illness cover and terminal illness cover.
With so many different plans to choose from, it is important to receive independent advice on which policy is most suitable. We ensure that every client is given advice on not only what type of policy is suitable, but what tax implications are involved and whether the policy should be written into trust.
It is also important to include any existing policies you may have or indeed employer’s provisions. These can reduce the cover needed in some cases and can be included within your overall Life Planning portfolio.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK
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